Ratio to Pareto…What’s Best for You? The social worker profession is truly a noble founded on service, integrity, and clinical expertise. At times, it can be a stressful and hazardous occupation. The nation is grateful for what you do. Thank you! Today we...
Insurance – A Brief History … 5,000 Years on a Page. We buy insurance for many reasons to mitigate our risk. Insurance policies come in many forms, variations, and sizes, such as risk protection for life, health, auto, home, and liability. The one thing...
What’s in Your Insurance Portfolio? Have you heard the expression: “My lawyer wishes me a Happy New Year, but makes no guarantees!” The Preferra Insurance Company RRG, (Preferra) makes guarantees because our liability insurance policies guarantee to cover...
Watch Out for CAPS, GAPS, and MAPS Insurance policies are legal contracts. As such, they are very complicated and loaded with legal terms and precise definitions. Unlike the Preferra Insurance Company RRG, formerly NASW Risk Retention Group that puts its insureds...
Pitfalls? Does Your Employer Cover YOU? Are you willing to risk your money when working for your employer? Like virtually all employees, probably not…and rightfully so. That’s what you could be doing if your employer’s professional liability policy does not cover you,...
